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What is Business Liability Insurance?
Business liability insurance protects your small business in the event of a lawsuit for personal injury or property damages. It will usually cover the damages from a lawsuit along with the legal costs. Depending on your business needs, liability insurance can purchased in many forms.


Why do we need this?
The laws in almost all states require you to have workers' compensation insurance if you have employees. Workers' comp is a no-fault system designed to protect employees who are made ill, injured or killed on their job--and also to protect employers from financial ruin due to negligence lawsuits.


Who needs it?
Over 78% of all U.S. businesses are structured as a partnership or sole proprietorship, according to Bizstats.com. For the majority of small business owners, this form of ownership puts your business and personal liabilities at risk. Owning business liability insurance protects both your business and personal life from financial ruin.




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California Lic # 0697055
1494 Hamilton Ave #101, San Jose, CA 95125